keep The Care and Support (Deferred Payment) (Amendment) Regulations 2017
Amends the Care and Support (Deferred Payment) Regulations 2014 by replacing 'and' with 'or' at the end of sub-paragraph (ii) and inserting a new sub-paragraph (iii) in regulations 2(2)(a) and 3(1)(a). The changes expand eligibility for deferred payment agreements to adults whose care needs are not being met by local authority section 18 services due to their financial resources exceeding the financial limit.
This amendment expands access to deferred payment agreements, which allow individuals to delay payment for care home accommodation by using their assets (typically a home) as security. Removing this would restrict options for vulnerable adults managing care costs, potentially forcing premature asset sales or leaving people without viable care arrangements. The regulation achieves a legitimate goal—enabling flexible asset liquidation for those above financial thresholds—in a way that voluntary contractual arrangements alone would not achieve.