delete The Social Security (Industrial Injuries) (Prescribed Diseases) Amendment Regulations 2019
These Regulations amend the Social Security (Industrial Injuries) (Prescribed Diseases) Regulations 1985 to add Dupuytren's contracture of the hand (prescribed disease A15) as a compensable industrial injury. The disease is prescribed when it results in fixed flexion deformity and arises from occupations involving use of hand-held powered vibrating tools for at least 10 years aggregate, with at least 2 hours daily use on 3+ days per week, where onset fell within the period of use.
This regulation imposes mandatory workers' compensation for a specific disease, creating moral hazard by reducing worker incentive to mitigate exposure risks and employer costs that may drive automation or job losses in affected industries. The rigid eligibility criteria (10+ years, 2+ hours/day, 3+ days/week) are arbitrary government parameters that prevent market-based insurance innovation and flexible employer-worker arrangements. Private insurers could develop tailored products covering occupational vibration diseases more efficiently than a one-size-fits-all statutory scheme. The regulation perpetuates the problematic precedent that all occupational diseases require government-mandated compensation rather than allowing voluntary private arrangements. Britons are better served by dynamic insurance markets and contractual freedom than by expanding the bureaucratic apparatus of industrial injuries compensation.