keep The Personal Injuries (Civilians) Scheme (Amendment) Order 2019
This Order amends the Personal Injuries (Civilians) Scheme 1983 by updating rates of pensions and allowances for disabled civilians and survivors. It substitutes new tables in Schedule 3 (disablement rates including constant attendance allowance, unemployability allowances, mobility supplements) and Schedule 4 (death-related pensions including surviving spouse/civil partner pensions, child allowances, parent pensions). The rates generally increase from previous levels, with maximum amounts ranging from £0.25 per week for certain parent pensions to £189.80 per week for 100% disablement.
Without this scheme, civilians who suffered life-altering personal injuries (often from wartime service or industrial accidents) and their families would have no statutory fallback for compensation. Private insurance markets are poorly suited to covering rare but catastrophic injuries at scale. While rate-setting by bureaucrats is imperfect, the alternative—leaving catastrophically injured people without guaranteed support—would cause greater harm. The scheme's retention is justified by the practical impossibility of private market provision for these specific, severe contingencies.