keep The Mesothelioma Lump Sum Payments (Conditions and Amounts) (Amendment) Regulations 2023
Amendment to the Mesothelioma Lump Sum Payments Regulations 2008, updating payment amounts for victims of diffuse mesothelioma (and their dependents) diagnosed or dying on or after 1 April 2023. The Schedule substitutes revised payment tables with higher lump sum amounts based on age at diagnosis or death. Funded by a levy on insurers, not general taxation.
These payments address a genuine market failure where mesothelioma victims—often exposed to asbestos decades ago through no fault of their own—cannot obtain adequate compensation through litigation when liable employers no longer exist or are insolvent. Unlike typical regulations that distort incentives or restrict supply, this is a no-fault compensation scheme funded by a targeted industry levy that internalizes an existing risk. Deleting it would leave terminally ill cancer patients and their bereaved dependents without any recourse to compensation, causing severe financial harm that cannot be remedied by private markets in practice.