keep The Taxes (Fees for Payment by Telephone) Regulations 2008
UK tax regulations requiring a 0.91% fee on credit card payments made by telephone to HMRC, intended to cover the costs the Commissioners incur from credit card transactions. The fee is added to the payment itself rather than charged separately.
Britons would be worse off if deleted because HMRC would either absorb credit card transaction costs (subsidizing card users through general taxation) or be forced to stop accepting credit card payments entirely, removing a legitimate payment option. This is a cost-recovery mechanism, not a regulatory burden—it does not restrict who can make payments or prevent alternative payment methods. Removing it would either increase the deficit or deny this payment method to users who prefer it.